Guarantee Protection Insurance


Have you ever wondered whether your guarantee will be honored in the event your contractor ceased to trade?

Hopefully, your chosen contractor will always be there to respond to any problems that may arise throughout their guarantee and meet the remedial costs accordingly. However, experience shows that contractors will fail for several reasons, principally financial failure, and will, therefore, be unable to honor their guarantee.

If you do not have insurance, then you could incur substantial costs in the future if faults arise in the works and the original contractor has ceased to trade.

QANW specialises in the provision of insurance backed guarantees, which an insurance product specially designed to protect consumers who find themselves in a situation such as that detailed above.

How it Works

If a defect covered by the contractor’s original written guarantee develops and the original company has ceased to trade, a QANW/GPI insurance policy will pay for another contractor to remedy the works. In simple terms, QNAW insures your guarantee. The insurance policy provides insurance cover which relates to the property rather than the owner, which means if you sell your property, the guarantee can be passed to the new owners subject to certain conditions.

What it Covers

QANW can cover insurance for guarantees issued on wood-boring beetle, wood rot, rising damp, replacement wall ties.

Making a Claim

Should you find yourself in the position of having to make a claim, you will be assisted by knowledgeable staff, who are trained to help you through an often-stressful situation.

The Main Benefits

A one-off premium payment will protect your guarantee for up to 10 years.

Purchasing insurance may assist in the future sale of your property, providing the property purchaser with a guarantee

from the contractor and additional insurance

The insurance is freely transferable to future owners should you sell your house (reassignment of the contractor’s guarantee          may be necessary)

  • Insurance policy is provided specifically for each individual property
  • QANW are authorised and regulated by the Financial Services Authority (FSA)
  • Access to the Financial Ombudsman Service (FOS) & Financial Services Compensation Scheme (FSCS) For more information visit
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